1. Introduction
Welcome to Pivotal Concepts LLC DBA Allied Health Agency. These Terms and Conditions (“Terms”) govern your use of our services, including the website [https://www.alliedhealth-agency.com/], and any associated products, services, and content provided by Allied Health. By accessing or using our website and services, you agree to be bound by these Terms.

2. Services Provided
Allied Health Agency offers independent insurance brokerage services related to health, dental, and vision insurance plans. Our platform connects consumers with a range of trusted insurance providers, providing information to assist in selecting the right coverage plans. Please note that Allied Health does not underwrite or issue any insurance policies; insurance premiums and coverage details are determined by the underwriting insurance companies following your application.

3. User Responsibilities
By using our website, you agree to:
Provide accurate and up-to-date information when requesting quotes or completing any forms.

Comply with all applicable laws and regulations in your jurisdiction.

Not use our website for unlawful or prohibited activities, including fraud, impersonation, or spamming.

4. Privacy and Data Protection
We take your privacy seriously. Please refer to our Privacy Policy to understand how we collect, use, and protect your personal information. By using our website, you consent to the practices described in the Privacy Policy.

5. Limitation of Liability
While we strive to provide accurate information, Allied Health cannot guarantee the completeness or accuracy of the content on our website. We are not liable for any errors, omissions, or discrepancies in the information provided. Furthermore, we are not responsible for any direct, indirect, incidental, or consequential damages arising from your use or inability to use our services.

6. Amendments
We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page, and the updated date will be clearly visible. We encourage you to review these Terms periodically to stay informed about changes.

7. Termination of Access
We reserve the right to suspend or terminate access to our services if you violate these Terms or engage in actions that disrupt our platform’s operation.

8. Governing Law and Dispute Resolution
These Terms are governed by the laws of the state of [State Name], USA. Any disputes or claims arising from the use of our services will be resolved through binding arbitration under the rules of [Arbitration Body Name], and not through a court of law.

9. Contact Information
For any questions or concerns about these Terms, please contact us at:
Email: info@alliedhealthagency.com
Phone: 1 (888) 322-8382